HomeMy WebLinkAboutRes 2021-04-895 Creation of the Anna Housing Finance CorporationCITY OF ANNA, TEXAS
RESOLUTION NO, otMJ� ol�-- 6TD
A RESOLUTION APPROVING THE CREATION OF THE ANNA HOUSING FINANCE
CORPORATION; APPROVING THE ARTICLES OF INCORPORATION THEREOF;
CONFIRMING THE APPOINTMENT OF THE INITIAL INCORPORATORS AND
AUTHORIZING THE FILING OF SAID ARTICLES OF INCORPORATION
WHEREAS, the City of Anna, Texas (the "City") is a duly formed home -rule municipality in Collin
County, Texas; and
WHEREAS, under Texas Local Government Code § 394.001, et seq., the governing body of a
municipality may form one or more housing finance corporations for the purpose of helping to finance the
cost of residential ownership and development that will provide decent, safe, and sanitary housing at
affordable prices for residents of the municipality; and
WHEREAS, the City has received a certain Application for Incorporation of Housing Finance
Corporation filed by three residents of the City who are Texas citizens and at least 18 years of age; and
WHEREAS, the City Council of the Ciry of Anna, Texas (the "City Council") has reviewed said
application and the proposed Articles of Incorporation of Anna Housing Finance Corporation, the form of
which are attached hereto as Exhibit A (the "Articles"); and
WHEREAS, the City Council has found and determined that the formation of the housing finance
corporation is wise, expedient, necessary, and advisable and desires that the Articles be filed in order to
form the Anna Housing Finance Corporation;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF ANNA,
TEXAS:
Section 1. Incorporation of Recitals.
The above -stated recitals are found to be true and correct and are incorporated into this resolution
as if set forth in full for all purposes.
Section 2. Approval of Articles; Incorporators.
The City Council hereby approves the form of the Articles and directs that three or more residents
of the City who are at least 18 years of age act as incorporators of the housing finance corporation by
signing, verifying, and delivering in duplicate to the secretary of state the Articles.
This resolution shall be in full force and effect from and after its adoption.
PASSED AND APPROVED by the Ciry
Council on the 13t'' day�'Apri12021.
,•A� _ .....!Vie,
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1
Nate Pike
Filing*:804082806 Document*:1053977240002 Filed On 5/25/2021 received by Upload
ARTICLES OF INCORPORATION
OF THE
ANNA HOUSING FINANCE CORPORATION
We, the undersigned natural persons, each of whom is at least eighteen (18) years of age or more, and a
resident of the City of Anna, Texas, (the "City") and a citizen of the State of Texas, acting as
incorporators of a corporation under the provisions of Chapter 394, Texas Local Government Code, do
hereby adopt the following Articles of Incorporation for such corporation:
ARTICLE I
Corporation Name
The name of the corporation is the Anna Housing Finance Corporation (the "Corporation").
ARTICLE H
Nature of Corporation
The Corporation is a public, nonprofit corporation.
ARTICLE III
Duration of Corporation
The period of duration of the Corporation shall be perpetual.
ARTICLE IV
Corporate Purpose and Agency
4.01 The Corporation is organized solely to carry out the purposes of Chapter 394, Texas Local
Government Code, i.e., exclusively for the purpose of benefitting and accomplishing public purposes of,
and on behalf of, the City and any other local governments which become included in the Corporation
pursuant to these articles, by financing the cost of residential ownership and development that will
provide decent, safe and sanitary housing for residents of the City at prices they can afford. It has been
determined and declared by the Legislature of the State of Texas that such residential ownership and
development will (a) provide for and promote the public health, safety, morals, and welfare; (b) relieve
conditions of unemployment and encourage the increase of industry and commercial activity and
economic development so as to reduce the evils attendant upon unemployment; (c) provide for efficient
and well -planned urban growth and development including the elimination and prevention of potential
urban blight and the proper coordination of industrial facilities with public services, mass transportation
and residential development; (d) assist persons of low and moderate income in acquiring and owning
decent, safe and sanitary housing which they can afford; and (e) preserve and increase ad valorem tax
bases of local governmental units; and the foregoing have been determined and declared by the
Legislature of the State of Texas to lessen the burden of government and to be public purposes and
functions.
4.02 The Corporation is formed pursuant to the provisions of Chapter 394, Texas Local Government
Code as it now or may hereafter be amended.
4.03 The Corporation shall have all other powers of a like or different nature not prohibited by law
which are available to non-profit corporations in Texas and which are necessary or useful to enable the
Corporation to perform the purposes for which it is created, including the power to issue bonds, notes or
other obligations, and otherwise exercise its borrowing power to accomplish the purposes for which it was
created.
4.04 The Corporation is created as a housing finance corporation pursuant to Chapter 394, Texas Local
Government Code and shall be a governmental unit within the meaning of Subdivision (2), Section
101.001, Texas Civil Practice and Remedies Code. The operations of the Corporation are governmental
and not proprietary functions for purposes of the Texas Tort Claims Act, Section 101.001, et seq., Texas
Civil Practice and Remedies Code. The Corporation shall have the all the powers authorized in in Chapter
394 of the Texas Local Government Code, including without limitation those enumerated in Section
394.032 of the Texas Local Government Code.
4.05 References herein to the City Council shall mean the City Council of the City of Anna, Texas.
4.06 A resolution approving the form of these articles of incorporation was adopted by the City
Council on April 13, 2021.
ARTICLE V
No Members or Shareholders
The Corporation shall have no members and shall have no stock.
ARTICLE VI
Board of Directors
6.01 All powers of the Corporation shall be vested in a Board of Directors consisting of seven (7)
members (the "Board").
6.02 The initial directors of the Corporation ("Director" or "Directors") shall -be those persons named
in Article VII, below. With respect to the initial Board, the terms of the initial Directors shall commence
on the date the Secretary of State has issued the certificate of incorporation for the Corporation and end at
the conclusion of two (2) or four (4) years thereafter, as indicated in Article VII. Subsequent Directors
shall be appointed to the Board for terms of four (4) years. Any Director may be removed from office at
any time, with or without cause, by simple majority of the City Council.
6.03 All Directors must be residents of the City of Anna, Texas.
6.04 All Directors shall be appointed by and serve at the will of the City Council. Appointments shall
be made by majority vote of members present and need not be by formal resolution or ordinance. A
vacancy on the Board occurring before the end of a Director's term shall be filled in the same manner as
an appointment and shall be for the remainder of the unexpired term of office.
6.05 Except as set forth in Section 6.02 above, Directors shall serve staggered terms of office of four
(4) years, with no term limits.
Page 2
6.06 All other matters pertaining to the internal affairs of the Corporation shall be governed by Bylaws
adopted by the Board, so long as such Bylaws are not inconsistent with these articles or the laws of the
State of Texas; provided, however, that such Bylaws may change the number of Directors of the
Corporation..
ARTICLE VII
Initial Directors
The names, addresses and initial terms of office of the seven (7) initial Directors, each of whom resides
within the City, are:
Name
Address
Initial Term
Nate Pike
c/o City of Anna
4 years
I I I N. Powell Parkway
Anna, Texas 75409
Kevin Toten
c/o City of Anna
4 years
11 I N. Powell Parkway
Anna, Texas 75409
Lee Miller
c/o City of Anna
4 years
l 11 N. Powell Parkway
Anna, Texas 75409
Josh Volmer
c/o City of Anna
4 years
11 l N. Powell Parkway
Anna, Texas 75409
Danny Ussery
c/o City of Anna
2 years
I I I N. Powell Parkway
Anna, Texas 75409
Stan Carver II
c/o City of Anna
2 years
I I I N. Powell Parkway
Anna, Texas 75409
Randy Atchley
c/o City of Anna
2 years
I I l N. Powell Parkway
Anna, Texas 75409
ARTICLE VH1
Registered Office and Agent
The street address of the initial registered office of the Corporation is I l I N. Powell Parkway, Anna,
Texas 75409 and the name of its initial registered agent at such
address is Jim Proce.
Page 3
ARTICLE IX
Incorporators
The names and street addresses of the incorporators, each of whom resides within the City, are:
Name Address
Alan Guard c/o City of Anna
111 N. Powell Parkway
Anna, Texas 75409
Rhandy Pena c/o City of Anna
111 N. Powell Parkway
Anna, Texas 75409
Jeffrey Freeth c/o City of Anna
111 N. Powell Parkway
Anna, Texas 75409
ARTICLE X
Director Liability; Indemnification
A Director or employee shall not be personally liable to the Corporation for monetary damages for breach
of fiduciary duty as an officer, director or employee, except for liability (i) for any breach of the officer's
duty of loyalty to the Corporation, (ii) for acts or omissions not in good faith or which involve intentional
misconduct or a known violation of law, (iii) under Texas law, or (iv) for any transaction from which the
director derived any improper personal benefit. The Corporation shall indemnify and defend Directors for
acts done in their official capacity.
ARTICLE XI
Limits on Use of Corporate Assets; Income of Corporation
11.01 Regardless of any other provisions of these articles or the laws of the State of Texas, the
Corporation shall not:
A. permit any part of the net earnings of the Corporation to inure to the benefit of any private
individual (except that reasonable compensation may be paid for personal services rendered to or for the
Corporation in effecting one or more of its purposes);
B. devote more than an insubstantial part of its activities to attempting to influence legislation by
propaganda or otherwise;
C. participate in, or intervene in (including the publication or distribution of statements), any
political campaign on behalf of any candidate for public office; or
D. attempt to influence the outcome of any election for public office or to call on, directly or
indirectly, any voter registration drives.
Page 4
No part of the Corporation's income shall inure to the benefit of any private interests, other than in the
fulfillment of its purpose to provide decent, safe, and sanitary housing; at affordable prices for residents of
the City of Anna, Texas.
ARTICLE XII
Dissolution
12.01 If the Board determines by resolution that the purposes for which the Corporation was formed
have been substantially met and all bonds or notes issued by and all obligations incurred by the
Corporation or on behalf of the Corporation have been fully paid, the Board shall execute a certificate of
dissolution which states those facts and declares the Corporation dissolved in accordance with the
requirements of Section 394.026 of the 'texas 1,ocal Government Code, or with applicable law then in
existence.
12.02 Subject to any restrictions contained inapplicable state law, if the City Council approves a
resolution directing the Board to proceed with the dissolution of the Corporation, the Board shall
promptly proceed with the dissolution. The failure of the Board to promptly proceed with the dissolution
of the Corporation in accordance with this Section slialI be deemed a cause for the removal from office of
any or all of the Directors as permitted by these articles. In such event, dissolution inay be conducted by
the City Manager of the City or at his direction.
12.03 On the filing of a certificate of dissolution, the Corporation shall thereupon be dissolved. 'Title to
all funds and property owned by the Corporation at the time of dissolution shall vest in the City of Anna,
Texas, to be used exclusively by the City to provide for the housing, needs of individuals and families of
tow and moderate incomes, including single-family units and mixed income multifamily projects found
by the City Council to serve the interests of low and moderate income individuals and families if the
single-family and multifamily projects have as a major purpose the: provision of safe, sanitary, and decent
housing for individuals and families of low income. The funds and property of the Corporation shall be
promptly delivered to the City.
ARTICLE XIII
Antendments
These articles may not be changed or amended unless approved by resolution of the; City Council for the
City of Anna, Texas.
IN WI'WITNESSHERE QF, we have hereunto set our hands this Z, Si'
-//tze4-'t .' ��4 ..... ....... . ..
Alan Guard
Rlandy Fiena
...... . . ......
JOi y !';Teeth
Page 5
day of J 2021.
VERIFICATION
State of Texas
County of Collin
Alan Guard personally appeared before me, and being first duly sworn declared that he signed these
articles in the capacity designated, if any, and further states that he has read the above application and the
statements therein contained are true. .
CJD" Ab
Notary Pu c's Signature
(5
Given under my hand and seal of office this l da of M2021.
: • . - NORFE GARCIA
*:""•= My Notary ID # 125743613
Expires June 28, 2022
h wf
State of Texas
County of Collin
Rhandy Pena personally appeared before me, and being first duly sworn declared that he signed these
articles in the capacity designated, if any, and further states that he has read the above application and the
statements therein contained are true.
J/auan
�•
Notary — State of Texas
Given under my hand and seal of office thi"�1 day of 2021.
KARE:LAVERY
Notary ID0568-lab
M Commpires
N t
State of Texas
County of Collin
Jeffrey Freeth personally appeared before me, and being first duly sworn declared that he signed these
articles in the capacity designated, if any, and further states that he has read the above application and the
statements therein contained are true.
Given under my hand and seal of office thi.49 I day of 2021.
KAREN L AVERY
+ Notary ID #132840368
My Commissfon Expires
December 24, 2024
.1? 40-1-
Notary — State of Texas
Page 6
Corporations Section E 0
P.O.Box 13697
Austin, Texas 78711-3697
N
Office of the Secretary of State
May 25, 2021
Attn: WOLFE TIDWELL MCCOY LLP FRISCO OFFICE
Wolfe, Tidwell & McCoy, LLP (Frisco office)
2591 Dallas Parkway, Suite 300
Frisco, TX 75034 USA
RE: Anna Housing Finance Corporation
File Number: 804082806
Ruth R. Hughs
Secretary of State
It has been our pleasure to file the certificate of formation and issue the enclosed certificate of filing
evidencing the existence of the newly created nonprofit corporation.
Nonprofit corporations do not automatically qualify for an exemption from federal and state taxes.
Shortly, the Comptroller of Public Accounts will be contacting the corporation at its registered office
for information that will assist the Comptroller in setting up the franchise tax account for the
corporation. Information about franchise tax, and contact information for the Comptroller's office, is
available on their web site at https://window.state.tx.ushaxinfo/franchise/index.html. For information
on state tax exemption, including applications and publications, visit the Comptroller's Exempt
Organizations web site at https://window.state.tx.ushaxinfo/exempt/index.html. Information on
exemption from federal taxes is available from the Internal Revenue Service web site at
https://www.irs.go_v.
Nonprofit corporations do not file annual reports with the Secretary of State, but do file a report not
more often than once every four years as requested by the Secretary. It is important for the corporation
to continuously maintain a registered agent and office in Texas as this is the address to which the
Secretary of State will send a request to file a periodic report. Failure to maintain a registered agent or
office in Texas, failure to file a change to the agent or office information, or failure to file a report
when requested may result in the involuntary termination of the corporation. Additionally, a nonprofit
corporation will file documents with the Secretary of State if the corporation needs to amend one of the
provisions in its certificate of formation. If we can be of further service at any time, please let us
know.
Sincerely,
Corporations Section
Business & Public Filings Division
(512) 463-5555
Enclosure
Come visit us on the internet at https:/hvww.sos.texas.gov/
Phone: (512) 463-5555 Fax: (512) 463-5709 Dial: 7-1-1 for Relay Services
Prepared by: Lisa Sartin TID: 10286 Document: 1053977240002
Corporations Section 'f E 0
P.O.Box 13697
Austin, Texas 78711-3697 x
Office of the Secretary of State
CERTIFICATE OF FILING
OF
Anna Housing Finance Corporation
File Number: 804082806
Ruth R. Hughs
Secretary of State
The undersigned, as Secretary of State of Texas, hereby certifies that a Certificate of Formation for the
above named Domestic Nonprofit Corporation has been received in this office and has been found to
conform to the applicable provisions of law.
ACCORDINGLY, the undersigned, as Secretary of State, and by virtue of the authority vested in the
secretary by law, hereby issues this certificate evidencing filing effective on the date shown below.
The issuance of this certificate does not authorize the use of a name in this state in violation of the rights
of another under the federal Trademark Act of 1946, the Texas trademark law, the Assumed Business or
Professional Name Act, or the common law.
Dated: 05/25/2021
Effective: 05/25/2021
Ruth R Hughs
Secretary of State
Come visit us on the internet at https:/fwww.sos texas gov/
Phone: (512) 463-5555 Fax: (512) 463-5709 Dial: 7-1-1 for Relay Services
Prepared by: Lisa Sartin TID: 10306 Document: 1053977240002
TEXAS COMPTROLLER OF PUBLIC ACCOUNTS
P.O. Box 13528 • Austin, TX 78711-3528
JULY O1, 2021
ANNA HOUSING FINANCE CORPORATION
111 N. POWELL PARKWAY
ANNA,TX 75409
DEAR JIM PROCE,
The Texas Secretary of State's office notified us that you are the registered
agent for this newly established nonprofit corporation. As Assistant Director
of the Comptroller's Tax Policy Division, I would like to give you some
information about your corporation's Texas franchise tax responsibilities.
A franchise tax is imposed on each taxable entity formed in Texas or doing
business in Texas. Nonprofit corporations are considered taxable entities
that must file an annual franchise tax report and public information report.
Some nonprofit corporations can apply for an exemption from the tax. If this
corporation qualifies for a franchise tax exemption, it may also qualify for
exemption from hotel taxes as well as sales taxes on purchases it makes that
are necessary to the organization's exempt function.
Application forms for exemption, as well as Guidelines to Texas Tax Exemptions
(Pub. 96-1045), are available online at www.comptroller.texas.gov/taxes/exempt/,
or you can call us at the number below.
Until your application is received and an exemption is granted, your corporation
is responsible for filing and paying state franchise tax. The first report is
due May 15 of the year following your registration date. If the 15th falls on a
weekend, the due date is the next business day. We will mail a letter with
filing instructions to the address on file.
I hope this information is helpful. To change the corporation's mailing address,
-or-for any other questions, please call 1-800-252-1381.- -You can write to-u-s at
Exempt Organizations Section, Comptroller of Public Accounts, P.O. Box 13528,
Austin, Texas 78711-3528.
Sincerely,
Z, -q,
4,�*-
Tommy W. oyt
Assistant Director, Tax Policy Division
Taxpayer number: 32079343508
Form 05.370 (Rev.12.18/15)
CLASS A CONSTRUCTION
•High percentage of masonry on the exterior
*Articulation
and variation of materials in the
elevations in order to create architectural interest.
Not flat walls along the exterior elevations
*Upgraded
cabinetry in the units
•vinyl Plank (wood look) flooring instead of carpet in
the units living and dining rooms
•Upgraded and high end look unit fixtures
1P1 is proposing an approximately 185 un
structed community for seniors (ages 55+J
1
and 2 bedrooms, this independent
Comprised
of
community will be a Class A constructed community
designed in a distinctly upscale aesthetic with an amenity
package that rivals the best senior housing in North
Texas. This high quality senior housing will intentionally
be situated to serve seniors of all incomes including the
many seniors living on fixed incomes. It is located in the
Anna Town Square master planned development and will
provide high quality housing for seniors who already live
in Anna and no longer can maintain their single family
home, as well as seniors moving to the community to be
near family.
PUBLIC/PRIVATE PARTNERSHIP
JPI
In order to make this independent senior living community financially viable, we must
incorporate a structure that allows for a property tax exemption. Instead of bringing in an
outside nonprofit to fill that role, we plan to use the City of Anna. Originally, we intended to pur-
sue the creation and use of a Public Facility Corporation. However, there is pending legislation in
the State of Texas, unrelated to our type of development, that might make using at PFC not the
best route. We can use a very similar structure by having the City of Anna form a Housing
Finance Corporation (HFC) instead. Below are some basic bullet points about the HFC structure.
• Local housing finance corporations are formed and operate under the provisions of the Texas
Housing Finance Corporations Act, Chapter 394, Texas Local Government Code (the "Act" or
"Chapter 394").
• Housing Finance Corporations (HFCs) are not housing authorities. Parmore Anna will not be
Section 8 or "public housing". It will be Class A senior housing that is serving seniors 55+ and
offer rent control to seniors based on incomes. In this way we can serve seniors who are
living on social security all the way up to the seniors who can live anywhere but choose to
live in Anna because it is home or close to family.
• The HFC will operate similar to the way the Public Facility Corporation would have operated
with the exception that a Housing Finance Corporation is specifically empowered to create
housing where a Public Facility Corporation may have wider authority.
• City Council will need to authorize the City to create an HFC for the purpose of creating this
senior housing and appoint a board.
• JPI will remain the developer and the City will not take on any real estate risk, operating
responsibility or financial responsibility as it relates to this senior housing, similar to the PFC
structure.
• Many communities in North Texas use HFCs for this purpose including but not limited to the
Cities of McKinney, Garland, Rowlett, Fort Worth, Dallas and Arlington.
The HFC would act exactly the same as the PFC would have in the creation of this senior housing.
However, using the HFC shields us from any negative effects that pending legislafion might affect
Public Facility Corporations in Texas.
Number
%
Avg. �
Bed Units
94
51%
700
Bed Units
91
4996
915
Bed Units
0
0%
0
185
10096
806
0
Uritsat
30%AMI
12
Units
at
5096AMI
137
Units
at
6096AMI
36
Units
at
7096AMI
Net Rentable Square Footage
Bank-Constructlon Phase
Bank -Balance SheetPermenentPhase
lv
CreditEquity $ 0.91
erredDeveloper Fee 12%
Equity
DfrectLoan
fAL SOURCES OF FUNDS
o[al SiteAcquisfdon Costs
otal GC Contract
otal Owner Contingency
otal Professional Fees and Other Soft Costs
otal Perm Financing Costs
otal Construction Period Costs
otal Tax Credit Fees & DD
otal Reserves
otal Developer Fee
OTAL USES OF FUNDS
CITY PARTICIPATION
149,065
TrT.!.Lil^
Toil Rental Inrnme
O therincome (per unit)
Total Gross Potential Income
Vacancy
Total Net Revenue
Expenses
Operating
Management Fee
Property Taxes
Reserves
Mortgage Insurance Premium
Total Expenses
Net Operating Income
Total Debt Service
Net Cash Flow
Permanent Capital
Phase Capital Stack Stack Per Uni[
Rate
4.00% $ 22,116,607 59.13% $ 119,549
$
14,714,087
39.34%
$
79,536
$
570,683
1.53%
$
3,085
$
096
$
$
096
$
$
37,401,377
10096
$
202,170
Total Costs
$
1,458,504
$
21,689,352
$
1,084,468
$
2,080,408
$
1,368,249
$
3,633,634
$
168,561
$
1,230,000
$
4,688,201
$
371401,377
Dev. Fee Cash Flow i
109'0 259'0
104o Estimated Developer Fee Payments
Senior Housing
254o Estimated Cash Flow Payments
Senior Housing
TOTAL REVENUETO CRY
Year 1
T3�fi1P
$
7,884
$
117,240
$
5,862
$
11,245
$
7,396
$
19,641
$
911
$
6,649
$
25,342
$
202,170
Year2
$ 132,584 $ 141,231 $
- $ 3150034 $
Per Untt
$
2,251,311
$
12,169
$ 25,00 $
55,581
$
300
$
2,306,892
$
12,470
5.0%
($115,345)
($623)
$
21191,548
$
11,846
$
667,408
$
3,608
98,620
$
533
$
46,250
$
250
$
812,278
$
4,391
$
1,379,270
$
7,456
$
1,1751121
$
6,352
$
204,149
$
1,104
% of Total
Construction Capital
Phase Capital Stack Stack
Rate
3.85% $ 27,306,184 73.01%
$
7,357,043
19.67%
$
2,73&149
7.32%
$
0%
$
096
$
37,401,377
500.0D%
Per Sq. FL
$
145.50
$
7.28
$
13,96
$
9,18
$
24,38
$
1,13
$
8,25
$
31,45
$
250.91
Year3 Years 4-15
1371937 $ $
51,037 $
% of Total
D ev. Cost
a.yvn
57.99%
2.9096
5.56%
3.66%
9.72%
0.45%
3.29%
12.53%
TOTAL
411,752
$ 1,686,992
^� TIMING
October, 2020
April, 2021
Spring, 2021
Fall, 2021
2023
JPI
Resolution of No Objection was approved by City Council
City create a Housing Finance Corporation for the purpose of creating this
senior housing.
Design and development of all plans for construction and submittal to the
City for all reviews and approvals
Finalize all local approvals and permits, close on financing and begin con-
struction
Finish Construction and fully open our senior housing.
P •7
CONTACT: RYAN COMBS; RYAN.COMBS@JPI.COM
APPLICATION FOR INCORPORATION OF HOUSING FINANCE CORPORATION
The undersigned applicants are Texas citizens, at least 18 years of age, and are residents of the CitS of
Anna, a home -rule municipality in Collin County, Texas. The applicants hereby petition the City of Anna
City Council (the "City Council")to find that the forniation of a housing finance corporation to be known
as the Anna Housing Finance Corporation (the "Corporation") under Chapter 394, Texas Local
Government Code is wise, expedient, necessary, and advisable and to approve the form of proposed
articles of incorporation of the corporation, which are attached hereto as Exhibit A. The above actions
may only be accomplished by adoption of a resolution of the City Council. If the City Council adopts
such resolution the undersigned are willing, ready and able to act as initial incorporators and file the
articles of incorporation.
Date: April 8, 2021
Signed:
Alan Guard
effreTffð